PAWER Learning Mobile Application and website
The PAWER LEARNING and other associated website/applications are owned and operated by PAWER SKILLS CONSULTANCY (hereafter known as PAWER SKILLS) or one or more of its corporate affiliates (referred to collectively in this Policy as “we,” “us,” “our” and other similar pronouns).

1.  As user of the PAWER LEARNING website/application, you may create an Online Account.
2. You acknowledge and agree that your application for an online Account is subject to the approval of PAWER SKILLS at its sole and absolute discretion, and PAWER SKILLS reserves the right to reject your application for the creation of the online Account.
3. You represent and warrant that all information provided by you in connection with the creation of your online Account is accurate at the time of submission. In the event of any changes to your information, you undertake to inform of any PAWER SKILLS such changes in writing immediately.
4. You agree to be bound by PAWER SKILLS’ Privacy Policy, as amended from time to time, which outlines how PAWER SKILLS manages your personal data in accordance with the Personal Data Protection Act 2012, and you will be deemed to have consented to PAWER SKILLS’ collection, use or disclosure of your personal data for purposes set out therein relating to members, PAWER SKILLS’ general business purposes, any purposes reasonably connected with the abovementioned purposes and any other purposes for which PAWER SKILLS has specifically obtained your consent.
5. Any use of the online Account shall be subject to the Terms of Use herein as well as the respective specific terms and conditions applicable for the different type of services to be procured by you through the use of the online Account.
6. PAWER SKILLS reserves the right to suspend and/or terminate your online Account at any time in its sole discretion without compensation if any user is found to have misused the online Account for whatever purpose or is suspected of carrying out any action deemed to be detrimental to the interests of PAWER SKILLS. You may also terminate your online Account at any time by writing to PAWER SKILLS to notify it of your intention to do so.
7. You must ensure that you keep your username and password for the online Account secret and that you do not disclose them to anyone as you will be responsible for all activities which occur under your username and password. For the avoidance of doubt, no user shall allow any other person to use his online Account for any purpose whatsoever. It is your responsibility to notify PAWER SKILLS immediately of any unauthorised use of your username and password or any other breach of security relating to the use of your online Account as soon as you become aware of it.
8. PAWER SKILLS reserves the right to, at its own discretion, to add, remove or vary any of the services that are available, either to PAWER SKILLS members or to non-members, or both. For the avoidance of doubt, no user shall be entitled to any compensation in respect of such addition, removal or variation, as the case may be.
9. By opting for the creation of online Account and/or by browsing, accessing, using and/or transacting through your registered online Account for whatever purpose as may be allowed by PAWER SKILLS, you agree to be bound by all the terms and conditions set out herein and/or such terms and conditions as may be prescribed by PAWER SKILLS in its sole discretion for the use of the online Account and/or the provision or the procurement of the Services, as the case may be. Hence, you agree to accept full responsibility for all activities undertaken and/or occurring under or through your account and/or password as registered under your online Account.
10. The use of any information or materials through the online Account is entirely at your own risk for which PAWER SKILLS shall not be liable. It shall be your own responsibility to ensure that any of the Services procured through the use of the online Account meets your specific requirements.
11. While each user who is a PAWER SKILLS member may browse, access and/or use any of the Services through the use of the online Account, no user, whether a PAWER SKILLS member, may make any MONETARY transactions online unless he is at least eighteen (18) years of age at the time of carrying out such monetary transactions online. In the event that a user is below eighteen (18) years of age, he or she may only carry out such MONETARY transactions online with the authorisation of and/or under the supervision of a parent or legal guardian, whether or not that parent or legal guardian is a PAWER SKILLS member. For the avoidance of doubt, any use of the online Account by any user under the age of eighteen (18) shall be deemed to be with the authorisation and consent of the parent or legal guardian who shall remain fully liable for such use, and shall indemnify PAWER SKILLS in full against any claim, loss and damages which may be suffered by PAWER SKILLS as a result of or in connection with the said use by the aforementioned user below the age of eighteen (18).
12. In the course of providing any of the Services, as the case may be, PAWER SKILLS may disclose information provided to PAWER SKILLS by third parties. Although PAWER SKILLS will exercise reasonable skill and care in providing the Services, PAWER SKILLS shall not be responsible for any inaccurate, misleading or untrue information or non-delivery of information. PAWER SKILLS’ provision of the Services shall also not constitute a recommendation or endorsement of the quality, service level, qualification or rating of any of the Services made available.
13. PAWER SKILLS shall not be responsible for any loss and/or damages suffered by any user as a result of a breach of these Terms of Use herein by any user arising from or in connection with any misuse and/or abuse of the online Account. PAWER SKILLS shall also not be liable and/or responsible for any loss and/or damages that may be suffered by any parent or legal guardian, whether a PAWER SKILLS member or otherwise, in relation to any transactions carried out through the use of the online Account by any user below eighteen (18) years of age.
14. Insofar as is permissible by the applicable law, PAWER SKILLS shall not be responsible for and shall not be liable for any damage or loss any user may incur and/or suffer, whether or not such damage or loss is caused by PAWER SKILLS’ negligence or otherwise.
15. The user, whether a PAWER SKILLS member or not, shall keep PAWER SKILLS fully indemnified from and against all loss and damage, suffered or incurred by PAWER SKILLS, directly or indirectly caused, arising from or in relation to the user’s use of the online Account and/or a breach of these Terms of Use.
16. PAWER SKILLS may at any time make amendments to the Terms of Use set out herein governing the online Account. In such an event, PAWER SKILLS may notify the users of such change in the Terms of Use by publishing such changes via its website, through email or by such other means of communication as PAWER SKILLS may determine as appropriate in its sole discretion, from time to time. Where the user continues to browse, access, use and/or transact through his/her online Account, the user shall be deemed to have agreed with and accepted such change(s).
17.  PAWER SKILLS reserves the right to interpret, apply and communicate these Terms of Use as it deems fit. All decisions made by PAWER SKILLS shall be final and conclusive in each case.
18. In the event of any dispute arising out of or in connection with the use of these Terms of Use or any of the Services, such dispute must first be referred for resolution by mediation at the Singapore Mediation Centre (“SMC”) in accordance with SMC’s Mediation Procedure in force for the time being. Either/any party may submit a request to mediate to SMC upon which the other party will be bound to participate in the mediation within ninety (90) days thereof or within such time as the parties may otherwise agree. Unless otherwise agreed by the parties, the Mediator(s) will be appointed by SMC. The mediation will take place in Singapore in the English language and the parties agree to be bound by any settlement agreement reached thereof.
19. If the parties are unable to resolve the dispute through mediation, the same shall be referred to and finally resolved by arbitration administered by the Singapore International Arbitration Centre (“SIAC”) in accordance with the Arbitration Rules of the Singapore International Arbitration Centre (“SIAC Rules”) for the time being in force, which rules are deemed to be incorporate by reference in this clause. The seat of the arbitration shall be Singapore and in the English language.
20. A person who is not a party to any agreement governed by these Terms of Use shall have no rights under the Contracts (Rights of Third Parties) Act (Cap. 53) to enforce any of the Terms of Use set out herein, as may be amended from time to time.
21. These Terms of Use shall be governed by and construed in accordance with the laws of the Republic of Singapore and the Courts of the Republic of Singapore shall have exclusive jurisdiction over any disputes arising from these Terms of Use accordingly.